Hit and run victim receives compensation for whiplash injuries
Accident Circumstances: Our client was driving her car home down a road in Purley in Surrey. Another vehicle pulled out of ma side road into our client’s vehicle pushing it up onto the pavement and into a tree. As a result of the accident our client’s head hit the steering wheel causing her to suffer personal injury.
The driver of the other vehicle laughed when our client asked for his insurance details, turned off his vehicles lights and drove off nearly hitting a bus at the other end of the road.
Our client’s injuries: Neck injury (Whiplash) and anxiety.
What did Hayward Baker Solicitors do to help: One of our personal injury specialists Verity Taylor was in charge of this case. Verity is a Personal Injury Specialist Solicitor, having qualified in October 2004. She is a Litigator Member of the Association of Personal Injury Lawyers (APIL), a not-for-profit organisation which exists to fight for the rights of injured people.
Verity advised our client that although the third party vehicle was untraceable , as she visited her GP for treatment for her injuries then she would be able to make a claim through the Motor Insurers Bureau (MIB).
The MIB is a non-profit making company set up by motor insurers. They enter into agreements with the UK Government in order to compensate victims of motor accidents as listed below:
- The MIB compensate victims of uninsured drivers.
- The MIB compensate victims of untraced drivers.
- The MIB also run the Green Card System in the UK. This system is to make sure that people who are victims of accidents with foreign-registered vehicles are not at a disadvantage. This means that they compensate UK citizens who are involved in accidents with foreign-registered vehicles, either in the UK or within the European Common Area.
- The MOB also run the Motor Insurers Information Centre.
The Road Traffic Act 1988 requires that every insurers that underwrites compulsory motor insurance must be a member of the MIB and must contribute to their funding.
Verity guided our client through completing the necessary claim form for the MIB and once completed the form was sent to the MIB with a covering letter stating that Hayward Baker Solicitors were dealing with the claim.
Because of the nature of the accident (i.e. an untraceable vehicle) the MIB would take longer than a normal claim to investigate and our client was informed of this.
The MIB investigated the matter and after 5 months sent notification us that liability was admitted subject to a medical report showing that the injuries were as a result of the accident.
A medical appointment was arranged for our client to see an independent medical expert who examined our client, after which he formulated a report upon our client’s injuries. It was this report that was used to prove our client’s injuries and enable us to value the claim for compensation and associated losses.
Resolution: Our client received a sum of £3,950.00 in compensation to include a claim for travel expenses to and from medical appointments, medical prescriptions, vehicle repair and care and assistance.